The IRS CP523 notice is a Default Warning Notice sent when you've missed payments on your installment agreement but before it's officially terminated. This is your final opportunity to cure the default and save your payment arrangement before losing all collection protections.

Key Features:

• Warning of impending termination if default isn't cured
• Specific amount needed to bring agreement current
• Deadline for curing default (typically 30 days)
• Consequences of non-response clearly stated
• Contact information for immediate resolution

• Immediate Default Resolution - We'll help you quickly cure your default and restore your agreement to good standing
• Emergency IRS Communication - Our team will contact the IRS immediately to prevent termination while we arrange payment
• Payment Strategy Development - We'll help you develop a plan to catch up on missed payments and prevent future defaults
• Agreement Protection - We'll work to preserve your installment agreement and the valuable collection protections it provides

Don't lose your payment plan protection. Contact Karme immediately to cure your default and save your installment agreement.

The IRS LT11 notice is a Notice of Intent to Levy and Notice of Your Right to a Hearing sent to taxpayers before the IRS begins seizing assets. This notice provides important legal rights and a final opportunity to resolve your tax debt before enforcement actions begin.

Critical Features:

• 30-day warning before levy actions begin
• Collection Due Process hearing rights explained
• Specific assets that may be levied
• Legal protections and exemptions available
• Appeal procedures and deadlines provided

• Request a CDP hearing within 30 days
• Challenge the underlying tax liability
• Propose alternative collection methods
• Present economic hardship arguments
• Appeal IRS collection procedures

• Legal Rights Protection - We ensure all your CDP rights are properly exercised and protected
• Professional Hearing Representation - Our experts will represent you at your Collection Due Process hearing
• Asset Protection Strategy - We'll implement immediate strategies to protect your most important assets
• Alternative Resolution Negotiation - We'll explore all options to resolve your debt without asset seizure

Your rights are valuable but time-limited. Contact Karme immediately to protect your assets and exercise your legal rights.

The IRS LT16 notice warns that a Federal Tax Lien may be filed against you, which would create a public record of your tax debt and severely damage your credit rating. This notice provides a final opportunity to resolve your debt before lien filing devastates your creditworthiness.

Immediate Threats:

• Federal tax lien filing creating public record
• Credit score destruction (typically 100+ point drop)
• Difficulty obtaining loans or credit
• Professional and business reputation damage
• Property sale complications due to lien claims

• Full payment prevents lien filing completely
• Installment agreement may prevent lien in some cases
• Direct debit payment plans often prevent lien filing
• Offers in compromise stop collection during processing

• Credit Score Protection - We specialize in resolving tax debts without lien filing to protect your credit
• Emergency Lien Prevention - Our rapid response team will work immediately to prevent lien filing
• Professional IRS Negotiation - We'll negotiate lien prevention agreements and favorable payment terms
• Strategic Resolution Planning - We'll develop the best strategy to resolve your debt while protecting your credit