IRS CP49 Notice: Your Refund Has Been Offset
Your tax refund has been applied to an outstanding debt. This CP49 notice explains why your refund was offset and what options you have.
What is a CP49 Notice?
The IRS sends CP49 notices when your tax refund is used to pay an outstanding debt through the Treasury Offset Program.
Key Information Included:
- Amount of refund applied to your debt
- Type of debt that was paid
- Agency that submitted the debt
- Remaining balance (if any)
- Your appeal rights
Common Reasons for Refund Offsets
- Unpaid federal taxes from prior years
- Defaulted federal student loans
- Past-due child support payments
- State tax debts (in participating states)
- Other federal agency debts
Your Immediate Next Steps
1. Verify the Offset Details
- Check that the debt belongs to you
- Confirm the amount matches your records
- Identify the collecting agency
2. Determine Your Response
- If correct: Plan to address remaining balance
- If incorrect: Gather documentation to dispute
- If joint filing: Consider injured spouse relief
Your Rights and Options
- Dispute the Offset: If you believe it's incorrect
- Injured Spouse Claim: File Form 8379 if only one spouse owes
- Payment Plan: For remaining tax balances
- Debt Resolution: Explore settlement options
How We Can Help
Our tax resolution services include:
- CP49 notice review and analysis
- Dispute preparation and submission
- Injured spouse claim filing
- Installment agreement negotiation
- Full IRS representation
Don't Lose Next Year's Refund Too
If you have outstanding debts, the IRS may offset future refunds until the balance is resolved.
Call 972-519-0041 now to protect your future refunds.