“When money realizes that it is in good hands, it wants to stay and multiply in those hands.” - Idowu Koyenikan
Our personalized wealth services help you keep more money in your pocket and build
wealth for the future.
Free 30 minutes
financial review
Family Wealth Consulting
Take Control of Your Future — Discover the Path to True Financial Freedom
Everyone’s journey to financial
freedom looks different.
Whether you’re paying off debt,
planning for retirement, or
looking to increase your monthly
cash flow, our personalized
strategies help you take control.
We focus on practical, tax-smart
solutions designed to eliminate
debt, grow wealth, and secure
your financial future.
- Build Long-Term Wealth with Smart Tax Strategies
- Create a Budget That Aligns with Your Goals
- Increase Your Disposable Income
- Plan Charitable Giving That Benefits You and Others
Risk Management
Prepare for the Worst and
Hope for the Best.
Nobody likes spending money on insurance, but we are all happy we have protection when something significant or unexpected happens. Unfortunately, one major event can bankrupt some people unless you are prepared and have the proper protection.
- Life Insurance
- Disability Income
- Long-Term Care
- Identity Theft Protection
Retirement Planning
Stop Guessing. Start Planning With Confidence.
Nearly half of Americans admit they guess when it
comes to planning for retirement — but guessing
shouldn’t be part of your financial strategy.
At KARME Financial & Business Services, we
simplify the process. Our licensed professionals
help you cut through the confusion and create a
clear, actionable plan that aligns with your goals.
From retirement planning to tax reduction and
charitable giving, we make sure every decision
helps you move closer to financial freedom —
confidently and strategically.
- Tailored Retirement Strategies
- Smart Tax Reduction Planning
- Pension & Long-Term Income Options
- Purpose-Driven Charitable Giving
